MESSAGE FROM THE CHIEF EXECUTIVE
Welcome, and thank you for your interest in NIFT
We are proud to be catalyst in the modernization of Payment
Systems in Pakistan. This process started with the implementation
of first Automated Clearing House (ACH) in Karachi in 1996.
We have traveled a long way since then. We have now established
ACH centres in 20 major cities from where ACH services are
being extended to over 185 towns and cities. We have introduced
new concepts exploiting latest technologies for electronic
clearing bringing faster credits for the benefit of banking
We have set up first Certificate Authority / Public Key
Infrastructure to facilitate e-Commerce, e-banking, e-government
and e-business in Pakistan. We are facilitating Federal
Board of Revenue and Securities & Exchange Commission
of Pakistan for e-filing of tax and other returns by tax
payers and corporates respectively. Large corporations,
insurance companies, Karachi and Lahore stock exchanges
and banks are exploiting our Public Key Infrastructure to
authenticate and secure their electronic communication and
transactions. NIFT has carried out Network Penetration Testing
for number of important and sensitive institutions in Pakistan.
Our Enterprise Content Management Services (ECMS) are being
exploited by banks large corporations as well. We have to
our credit completion of one of the largest image archiving
project where we processed over 65 million images which
enabled NADRA to set up the citizen data base in the country.
The largest oil refinery, two large cellular companies and
largest insurance company of Pakistan are using our ECMS
facilitation for the image archiving and document management
systems. Numbers of banks are using ECMS services for production
of statement of Accounts, Credit Card invoicing, etc.
We are helping major utility companies (with an aggregate
of over 13 million payments per month) in improving their
cash flows by providing them utility payment processing
We have been able to achieve all this in short span of 14
years because of the trust reposed in us by the financial
industry, large corporates and Government of Pakistan.
Our products and services bring immediate and direct benefit
in terms of streamlining systems, saving costs and improving
cash flows at our customer base. We focus not only on providing
benefits to our customers but also to our customer’s
customers. Our experience in business process re-engineering
and our products and services have helped our customers
in introducing new and exciting products which bring direct
benefit to their customers. We have been adding new projects
every year in our portfolio of services to extend our reach
to our customers and their customers for mutual benefit.
At NIFT, it is an ongoing effort to help modernize the systems
to bring efficiency and continued cost effectiveness in
our customer’s operations.
This concept is our defining and guiding principle. In everything
we do, in every manner we operate and every service we offer,
our objective is to provide immediate benefit to our customers
and their customers.
This is how we have earned the trust of every one of the
40 banks and over 5571 bank branches in
184 cities, major utility companies, cellular
companies, insurance companies and government organizations
in Pakistan. You have my assurance that we will continue
to work hard to maintain your trust by employing exceptional
business solutions and services with ethics of highest standards.
We offer relationships you can rely upon to insure your
operational success both today and into the future.