PARTNERS
 WAUSAU
FINANCIAL SYSTEMS, USA: is our major business partner
and technology provider for clering system. They have an
excellent performance record and are one of the key players
in item processing and image based s ystems.
Their main offerings and solutions include:
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Check image processing
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Remittance processing solutions
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Knowledge Cards (security systems)
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Enterprise Archive and Workflow
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Knowledge Source (Customer Relationship
Management)
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Associate Resellers of Specialized
MICR / OCR hardware, ATMs, Document capture systems etc.
We offer most of these solutions to the financial, public
and industrial sectors in South Asia, Gulf and Middle East
 Verisign,
Inc. NIFT is a Global Affiliate of VeriSign, Inc.
- The leading provider of digital trust services that enable
everyone, everywhere to engage in commerce and communications
with confidence. VeriSign's digital trust services create
a trusted environment through three core offerings –
name, security and transaction services – powered
by a global infrastructure that manages more than 5 billion
network connections and transactions a day. NIFT is licensed
by VeriSign in Pakistan as a select provider of digital
trust services in Pakistan. As an Affiliate, NIFT is a member
of the VeriSign Trust Network platform – the infrastructure
of technology and practices that support the global interoperability
and usage of digital trust services.
 PANINI
S.p.A., Turin, Italy:is a manufacturer and supplier
of solutions for document processing comprising of Check
Scanners, Desktop Reader Sorters and Panini Vision Tools.
NIFT has entered into a Distribution Agreement for selling
their product within a defined territory. These products
will be exploited in cheque truncation / electronic clearing
which NIFT is planning to introduce in Pakistan in near
future.
 SMARTSOFT
COMPLETE PAYMENT SYSTEMS, Turkey: established in 2001, provides complete payment solutions with the
expertise in the fields of Payment Processing Solutions, Card Personalization Solutions,
Risk Management with Neural Fraud Systems, SmartCard Lifecycle Management, Level 2 and terminal
Kernel Solutions, several Test tools, Training and other complimentary solutions.
Monitoring payment technologies; EMV and contactless payment standards very closely since 2001,
SmartSoft has been developing payment solutions to support issuing and acquiring institutions to
manage their card business and is dedicated to excellent product quality, innovative solutions and
customer satisfaction.
By having new vertical solutions such as Transportation, Campus Solutions, Healthcare, City Card,
etc and developing unique solutions like EMV and Contactless Instant Issuing System is awarded by
EPCA as “Most Innovative Software Solution “ SmartSoft is rapidly increasing its market share.
ACHIEVEMENTS
Chronological Order:
EMVCo - EMV Level 2 Kernel Certification, 2002
EPCA Payment Excellence Award, 2006
SmartSoft, the leading provider of end-to-end Banking
solutions around MasterCard and Visa Standards
(EMV) has won the EPCA(European Payment Consultants Association)/ECR
(European Card Review) excellence award for 'Most innovative and advanced
payments software/hardware product‘.
SESAMES Awards, 2008
Cartes Selects SmartSoft’s Transportation and Smart City Solution as one
of the 3 Solutions Among 223 Participants in the Field of Transportation,
for SESAMES Awards 2008.
Visa Europe Member Awards, 2009
AsyaCard DIT was awarded for "the Best Cash Displacement Initiative"
at "Visa Europe Member Awards“(Service Supplier: SmartSoft)
Best New Credit Card Product Launch of the Year, 2009
AsyaCard DIT, contactless credit card of Bank Asya, has qualified to receive
the “Best New Credit Card Product Launch of the Year” at the Cards&Payments Organization,
held every year on global scale. (Service Supplier: SmartSoft)
Innovation Award, 2009
SmartSoft, who had passed a severe evaluation process in six categories, stood out expressly
with the innovations realized in human resources category among the biggest holding companies
of Turkey and was honored by “Innovation Award” in Human Resources Category by Istanbul Chamber
of Industry
MasterCard Accreditation, 2010
SmartSoft is delighted to announce that it has become a MasterCard-accredited vendor for providing
guidance to issuers and acquirers who are preparing for contact chip implementation. SmartSoft will
also deliver technical support during execution of chip and contactless migration projects.
Christian DELPORTE, Head of Chip Engineering at MasterCard commented: “We are pleased that SmartSoft,
a recognized consultancy company in the smart card arena, has matched our criteria and been
accredited as part of the MasterCard Vendor Accreditation Program for contact technology.
SmartSoft has demonstrated its expert knowledge of chip technologies applicable to
MasterCard-branded products in the course of our accreditation process. We trust that our
customers will benefit from the guidance and technical support services delivered by SmartSoft.”
The Most Innovative MasterCard® PayPass™ Product Support Award in Turkey, 2010
Smartsoft, drawing attention with the projects conducted with MasterCard®, was deemed worthy of
“The Most Innovative MasterCard® PayPass™ Product Support Award in Turkey”.
Kuppinger Cole, 2010
“Best Internal Project” Award at European Identity Awards Event; organized by KUPPINGER COLE.
Smartwards Awards, 2010
Within the “SMARTWARDS AWARDS”, an event organized for the first time this year within the CARDIST
organization held on 12 May 2010 at Istanbul Lutfi Kirdar Convention and Exhibition Center,
SmartSoft won “The Most Effective Project of The Year” Award. Selection Committee consisting of
representatives of the leading institutions of the sector has awarded SMARTSOFT for its “PROCEED”
project in the “The Most Effective Project of The Year” category, which has become the latest
addition to SMARTSOFT’s highly acclaimed accomplishments.
 UTIBA
mobility, Singapore: is a global technology leader in the space of mobile based transaction systems.
Utiba’s expertise lies in creating self sufficient ecosystems where mobile subscribers
can conduct a wide variety of commodity based transactions using a mobile base electronic
wallet.
We create softwares that enables mobile payment transactions, that can be executed
anytime,anywhere, and for any amount, with simple and intuitive user interfaces.
The solutions and unparalleled service we provide to our customers through advanced
software, business consulting, and the experience and expertise of our team ensures our
customers derive great value.
Pre-Paid airtime distribution, mobile banking, wallet based peer to peer funds transfers,
international remittances, loyalty management, VAS retail, micrfinance solutions,
retail payments, utility bill payments, travel ticketing, loan repayment, rural banking,
and many more services have been deployed over mobile communication networks using
Utiba’s innovative technology solution.
Product Stack
The U:Reach Product Family
The complete Pre-Paid Stock Management Package
U:Choose Pre-paid stock distribution module
U:Share Peer-To-Peer stock transfer module
U:Tunes VAS content and other services retail module
The U:Vault Product Family
The Mobile Commerce Environment Builder
U:Trust Electronic wallet transaction module
U:Bank Mobile banking module
U:Hub International remittance module
The U:Loyalty Product Module
Real time Loyalty Point management Solution for resellers and subscribers.
U:View
U:View is a multi-perspective data reporting tool. Capable of gathering and processing
data from multiple sources.
Global Clientele
Utiba today has a clientele that consists of MNO’s, Bank’s, Government Bodies, and
International Remittance agencies spread across more than 15 countries.
Utiba has partnered with it’s clients in creating many pioneering and award winning
services in diverse geographies and markets.
A snapshot view of Utiba’s growing list of clients all across the world:
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Globe Telecom, Philippines
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True, Thailand
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Airtel, India
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mService, Vietnam
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Maxis, Malaysia
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Axisworld, Indonesia
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MTN Dialog, Sri Lanka
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Telma, Madagascar
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Mobifone, Vietnam
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Shyam, India
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Hutch, Sri Lanka
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SmartTV, India
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Mobilink, Pakistan
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UGen, Srilanka
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Telcel, Mexico
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Movistar, Chile
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Emtel, Mauritius
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SingTel Mobile, Singapore
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Indosat, Indonesia
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Optus, Australia
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BSNL, India
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Telkomsel, Indonesia
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Citycell, Bangladesh
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Taiwan Cellular, Taiwan
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BMobile, Bhutan
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CSL, Hongkong
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